(207) 223-1233

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Large Groups

Do you offer Health Insurance now to at least 95% of your full time employees?

NO

You may be subject to a penalty of $2,000 for each employee qualifying for a credit at the Exchange.   [Beginning 1/1/2015]

   

YES

See next set of questions ...

 

Meet with your agent/broker to discuss:

How much do you contribute toward employee coverage?

______

Is that more than 90.5% of monthly wages?

   

NO

You may be subject to a penalty of $3,000 for each employee qualifying for a credit at the Exchange.   [Beginning 1/1/2015]

   

YES

 

Does your plan meet the 60% Actuarial Value, Safe Harbor or Minimum Value test? [Only 1 is needed]

NO

You may be subject to a penalty of $3,000 for each employee qualifying for a credit at the Exchange. [Beginning 1/1/2015]

   

YES

Your plan meets the requirements of the Affordable Care Act.

 

The answers to these questions will assist your insurance agent/broker to suggest the best course of action for your business.

 

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We proudly serve companies in the following areas and beyond:

Just because your town is not listed, that does not mean we do not serve you area.  Feel free to call us (207) 223-1233 or Contact Us by e-mail.

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I have relied on Maureen Hedges to help our small business set up a health insurance plan for our employees. She is knowledgeable, professional and is always willing to answer any questions that I or my employees have.
Lynn Kelley
Bricknet Information Technologies