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Large Groups

Do you offer Health Insurance now to at least 95% of your full time employees?

NO

You may be subject to a penalty of $2,000 for each employee qualifying for a credit at the Exchange.   [Beginning 1/1/2015]

   

YES

See next set of questions ...

 

Meet with your agent/broker to discuss:

How much do you contribute toward employee coverage?

______

Is that more than 90.5% of monthly wages?

   

NO

You may be subject to a penalty of $3,000 for each employee qualifying for a credit at the Exchange.   [Beginning 1/1/2015]

   

YES

 

Does your plan meet the 60% Actuarial Value, Safe Harbor or Minimum Value test? [Only 1 is needed]

NO

You may be subject to a penalty of $3,000 for each employee qualifying for a credit at the Exchange. [Beginning 1/1/2015]

   

YES

Your plan meets the requirements of the Affordable Care Act.

 

The answers to these questions will assist your insurance agent/broker to suggest the best course of action for your business.

 

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We proudly serve companies in the following areas and beyond:

Just because your town is not listed, that does not mean we do not serve you area.  Feel free to call us (207) 223-1233 or Contact Us by e-mail.

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I want to thank you for your detailed information that you gave us when we started with Anthem last year. It it were not for the time you spent with us and your extensive knowledge of the insurance issues, I would not have the background to ask the pertinent questions I've been asking now that we are in Arizona.
Robin Brook