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Are You a Large or Small Employer?

In 2013 did you have more than 50 Full Time Equivalent Employees ?

YES - then you are a LARGE Employer

NO - then you are a SMALL Employer

Not Sure ?
See chart below.


How many employees worked 130+ hours per month last year


This is the number of Full Time Employees


Calculate the total number of hours worked by Part Time Employees in a month last year.


For this calculation 120 hours per month is the maximum per employee.


Divide by 120 =


This is the number of Full Time Equivalent Employees





Did you have Seasonal Employees ?

If YES, recalculate to include these employees in your calculation above.


If this changes your classification, please meet with your insurance broker to learn more.



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Health Insurance Cost and Savings Calculator

We proudly serve companies in the following areas and beyond:

Just because your town is not listed, that does not mean we do not serve you area.  Feel free to call us (207) 223-1233 or Contact Us by e-mail.

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Our experience with Health Benefits is that of a knowledgeable, attentive and customer oriented organization which is proactive in serving its clients. An organization such as this is a rare find in this world of cold and impersonal business.
Alan S. Hicks
PPSA Overseas, Ltd.