(207) 951-4665

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Why Health Benefits?

Health Benefits offers unprecedented experience in working with businesses of all sizes, and will put your bottom line at the forefront of all their efforts.  In today’s challenging economy you need to work with an agency that is innovative and creative in crafting solutions to your business’s specific needs... not one that simply shows you a list of the insurance policies that you could buy.

After a review of your current benefits and objectives Health Benefits will tell you what, if any, changes or improvements they would recommend... or confirm that what you already have in place is the best plan for your needs.  This process is not about "selling" you a product, it's about getting you the most cost effective programs available.

We are headed by our founder, Maureen Hedges.

Maureen Hedges, Certified Employee Benefit Specialist (CEBS)


President – Health Benefits Insurance and Consulting, LLC


Maureen has more than 25 years of experience in the employee benefit field.  She has held both sales and management positions with several respected insurance companies, and employee benefit consulting firms.  She currently serves as the State of Maine Chair for the Association of Health Insurance Agents and is a Director of the Maine Employee Benefit Council.  Maureen has been certified to teach classes for Long Term Care Insurance Partnership plans and Consumer Driven Health Care plans.

Maureen is a Certified Employee Benefit Specialist, State Chairperson for the Association of Health Insurance Agents, Secretary Treasurer for NAIFA-Eastern Maine, Treasurer for NAIFA Maine, Treasurer for NAIFAPAC-Maine, an active member of the National Association of Health Underwriters, a member of the board of directors of the Maine Employee Benefit Council, and a founding member of the Maine Coalition for Better Health Insurance. She conducts seminars about Consumer Driven Health Care, Long Term Care Partnership Insurance plans and other employee benefit topics throughout New England and is a frequent radio talk show guest fielding questions about health insurance and other employee benefit plans.




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We proudly serve companies in the following areas and beyond:

Just because your town is not listed, that does not mean we do not serve you area.  Feel free to call us (207) 223-1233 or Contact Us by e-mail.

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As CFO of Freshwater Stone and Brickwork, I have many responsibilities and concerns. Being able to rely on Maureen to help me with the intricacies of insurance makes my job much easier. We have been her client for years and intend to remain so in the future.
Charles Giosia, CFO
Freshwater Stone & Brickwork