Most people who apply for coverage in the Marketplace will qualify for lower costs on monthly premiums based on their household size and income
The chart on the right shows household sizes and income levels that qualify for lower costs. The lower your income within the ranges shown, the lower your premium costs will be.
Some people with lower incomes within these ranges will qualify to save money on out-of-pocket costs like deductibles and copayments.
Plans are put into 4 categories
These 4 categories (bronze, silver, gold, and platinum) are based on how you, your employee, and the plan expect to share costs for healthcare.
The category you choose affects how much your employees' premium costs each month and what portion of the bill they pay for things like hospital visits or prescriptions.
It also affects their total out-of-pocket costs - the amount your employees will spend for the year if they need lots of care.
All of these plans have a maximum out of pocket limit of $6,350.